Pet Insurance?

vashau4 · 03-12-2010, 07:57 AM

A friend of mine who know I am in the process f getting a boxer pup has recommended I get pet insurance. He owns a jack russell and has informed me of times when the insurance has saved them lots of money because of his dog's allergies. Oh wise boxerforums member please help me with the pros and cons of pet insurance, good plans, and stories of when it came in handy. Thanks

boxerlover23 · 03-12-2010, 03:08 PM

I think pet insurance is a great idea! The reason why I got pet insurance is because one of my really good friends dog got cancer and unfortunately he didnt make it

it was such a hard time too...The vet bill ending up being over 10,000 dollars and if I was put in his shoes, I would have done the exact same thing too. The only problem would be that I dont have that kind of cash laying around. I have pet insurance with Trupanion and some information about them is that they pay 90% of the vet bill, has a $20,000 lifetime coverage and you can choose your own deductible without it affecting your vet bill. I know with all the companies they do not cover pre-existing conditions so its better if you enroll your boxer (once you get it) as soon as you can. I like Trupanion because they dont increase your premium just because your dog gets older. I think its probably best if you take a look at their website. It has a lot of good information and you can even do a free quote: More Coverage for Claims You Need Covered - Trupanion pet insurance

If you are looking for a specific pet insurance company take a look at Pet Insurance Review - comparison of VPI, ASPCA, etc. lots of good stories and review.

vashau4 · 03-12-2010, 03:49 PM

Thank you.

boxerlover23 · 03-12-2010, 03:51 PM

your welcome! I hope you do end up getting pet insurance...i never looked back!

Spivey · 03-12-2010, 07:36 PM

Roughly how much does ins cost. After all these bills that I have had with Zeus in the last couple weeks it might be a good thing for me to check out.

Great topic THX

christineorr · 03-12-2010, 11:27 PM

Best thing I ever did was get the insurance. After losing my last boxer in a short month's time from when she first became sick and ending up with a bill for $5,000, I swore I'd never go without. Unfortunately the boxer breed is predisposed to lots, and mine always seem to have freakish things happen as well. I've had so many instances where I've used it that it pays for itself. You do have to cover the cost upfront, but it's sure nice to get that money back! I've had PetPartners insurance through AKC for 4 years. I've always had the wellness plan which covered everything, including shots, wellness panels, heartworm preventive, etc. It WAS $50 a month, but I just got the renewal for Duke and it went up to $83!!!! I called them and they are very upset with their underwriters right now and are fighting it. I've never had a problem getting paid on a claim or anything with them, but I've opted to go with the Essentials Plus plan right now. I believe it's $34 a month. It does not cover the wellness exams, but it does cover accident and emergencies. If anything, I HIGHLY recommend all boxer owners to have at least that or cancer coverage under certain companies. It is so worth it, especially if something happens. $125 deductible, they pay 80 %.

Resamith · 03-14-2010, 07:40 PM

Its always good to be safe than regret later on, cos we never know when we will need support. But do your research and consult your vet for recommendations!

boxerlover23 · 03-17-2010, 03:25 PM

I know with Trupanion the pricing is based at enrollment and I believe that it is how old your boxer and where you live. You can do a free quote on their website. suuuper easy to use. Talk to your vet and see if they have any recommendations too. And go on other websites and compare!

Cluemanti · 03-17-2010, 03:52 PM

Lexi is about to finish her Wellness puppy program with the Vet and going to switch to Insurance next month. Still debating on which company/plan to go with, a lot out there.

vashau4 · 03-17-2010, 07:24 PM

[quote=Cluemanti;752188]Lexi is about to finish her Wellness puppy program with the Vet and going to switch to Insurance next month. Still debating on which company/plan to go with, a lot out there.[/q

Whats a wellness puppy program?

03-12-2010, 07:57 AM	#1 (permalink)
vashau4 Intermediate User Join Date: Nov 2009 Location: TAMPA, FL Posts: 52	Pet Insurance? A friend of mine who know I am in the process f getting a boxer pup has recommended I get pet insurance. He owns a jack russell and has informed me of times when the insurance has saved them lots of money because of his dog's allergies. Oh wise boxerforums member please help me with the pros and cons of pet insurance, good plans, and stories of when it came in handy. Thanks

03-12-2010, 03:08 PM	#2 (permalink)
boxerlover23 Power User Join Date: Sep 2009 Location: Seattle Posts: 445	I think pet insurance is a great idea! The reason why I got pet insurance is because one of my really good friends dog got cancer and unfortunately he didnt make it it was such a hard time too...The vet bill ending up being over 10,000 dollars and if I was put in his shoes, I would have done the exact same thing too. The only problem would be that I dont have that kind of cash laying around. I have pet insurance with Trupanion and some information about them is that they pay 90% of the vet bill, has a $20,000 lifetime coverage and you can choose your own deductible without it affecting your vet bill. I know with all the companies they do not cover pre-existing conditions so its better if you enroll your boxer (once you get it) as soon as you can. I like Trupanion because they dont increase your premium just because your dog gets older. I think its probably best if you take a look at their website. It has a lot of good information and you can even do a free quote: More Coverage for Claims You Need Covered - Trupanion pet insurance If you are looking for a specific pet insurance company take a look at Pet Insurance Review - comparison of VPI, ASPCA, etc. lots of good stories and review. __________________ A fan of Trupanion pet insurance *It helped me save my puppy!*

03-12-2010, 03:51 PM	#4 (permalink)
boxerlover23 Power User Join Date: Sep 2009 Location: Seattle Posts: 445	your welcome! I hope you do end up getting pet insurance...i never looked back! __________________ A fan of Trupanion pet insurance *It helped me save my puppy!*

03-12-2010, 07:36 PM	#5 (permalink)
Spivey Intermediate User Join Date: Jan 2010 Location: TX Posts: 82	Roughly how much does ins cost. After all these bills that I have had with Zeus in the last couple weeks it might be a good thing for me to check out. Great topic THX __________________

03-12-2010, 11:27 PM	#6 (permalink)
christineorr Power User Join Date: Jan 2010 Location: Crown Point, IN Posts: 687	Best thing I ever did was get the insurance. After losing my last boxer in a short month's time from when she first became sick and ending up with a bill for $5,000, I swore I'd never go without. Unfortunately the boxer breed is predisposed to lots, and mine always seem to have freakish things happen as well. I've had so many instances where I've used it that it pays for itself. You do have to cover the cost upfront, but it's sure nice to get that money back! I've had PetPartners insurance through AKC for 4 years. I've always had the wellness plan which covered everything, including shots, wellness panels, heartworm preventive, etc. It WAS $50 a month, but I just got the renewal for Duke and it went up to $83!!!! I called them and they are very upset with their underwriters right now and are fighting it. I've never had a problem getting paid on a claim or anything with them, but I've opted to go with the Essentials Plus plan right now. I believe it's $34 a month. It does not cover the wellness exams, but it does cover accident and emergencies. If anything, I HIGHLY recommend all boxer owners to have at least that or cancer coverage under certain companies. It is so worth it, especially if something happens. $125 deductible, they pay 80 %. __________________ Christine, proud mom of Hannah & Duke

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03-12-2010, 03:49 PM	#3 (permalink)
vashau4 Intermediate User Join Date: Nov 2009 Location: TAMPA, FL Posts: 52	Thank you.

03-14-2010, 07:40 PM	#7 (permalink)
Resamith New User Join Date: Mar 2010 Posts: 5	Its always good to be safe than regret later on, cos we never know when we will need support. But do your research and consult your vet for recommendations! __________________ Cheers! Resamith Pet Insurance

03-17-2010, 03:25 PM	#8 (permalink)
boxerlover23 Power User Join Date: Sep 2009 Location: Seattle Posts: 445	I know with Trupanion the pricing is based at enrollment and I believe that it is how old your boxer and where you live. You can do a free quote on their website. suuuper easy to use. Talk to your vet and see if they have any recommendations too. And go on other websites and compare! __________________ A fan of Trupanion pet insurance *It helped me save my puppy!*

03-17-2010, 03:52 PM	#9 (permalink)
Cluemanti Experienced User Join Date: Jul 2009 Location: Cameron, NC Posts: 168	Lexi is about to finish her Wellness puppy program with the Vet and going to switch to Insurance next month. Still debating on which company/plan to go with, a lot out there. __________________ Lexi - Born April 29, 2009 - Reverse Brindle Female Efes - Born May 22, 2010 - Black/Tan Male GSD

03-17-2010, 07:24 PM	#10 (permalink)
vashau4 Intermediate User Join Date: Nov 2009 Location: TAMPA, FL Posts: 52	[quote=Cluemanti;752188]Lexi is about to finish her Wellness puppy program with the Vet and going to switch to Insurance next month. Still debating on which company/plan to go with, a lot out there.[/q Whats a wellness puppy program?