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Old 12-14-2012, 03:42 AM   #1 (permalink)
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Default Trupanion vs. Petplan?

Anyone have an opinion on either of these insurances? Our vet said everyone that comes in really likes Trupanion, apparently a lot of their clients are using it. Petplan seemed really good too so I'm not sure who to go with. I do like that Trupanion has no max benefit level, but if we go with that I'm not sure if we should add on the optional package to cover hip displaysia.
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Old 12-14-2012, 12:42 PM   #2 (permalink)
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Can't say anything about Trupanion, but we have PetPlan for Dakota and Dozer. We have the 100% reimbursement, 200 deductible version I believe. Only had to use it once, and there were no problems at all and they cut a check within a few days. They were very helpful on the phone when I first signed up and had a lot of questions. The price per month seems fair to me also. So from our experience, they've been great!
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Old 12-15-2012, 01:38 AM   #3 (permalink)
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Regardless of what plan you choose, my advice is to make sure they won't decrease your coverage if you make multiple claims. I am with Petsecure and would never recommend them. They do "risk assessments" every 6 months, and if you make a certain number of claims they'll decrease your coverage. Aspen has a knee injury and instead of jumping straight to surgery I decided to attempt a rehab program, so instead of making one large claim for a surgery, I was sending in claims every couple of weeks for rehab and water therapy. Our coverage has now been reduced from 80% coverage to 60% coverage because Aspen is now considered a "high risk" dog. I know that Trupanion does not penalize you for making claims, however I don't know anything about PetPlan. Just my two cents!
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Old 12-15-2012, 05:04 AM   #4 (permalink)
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Quote:
Originally Posted by jessmke View Post
I know that Trupanion does not penalize you for making claims, however I don't know anything about PetPlan. Just my two cents!
Hmm, that combined with no benefit limits on Trupanion definitely has me leaning towards them. It's only about $10 a month more expensive than Petplan depending on deductible which is dirt cheap in the scheme of things.
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Old 12-15-2012, 08:03 AM   #5 (permalink)
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We have Trupanion. Haven't had to use it. If u have any questions call them they were so helpful to me when I called with questions.


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