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Old 01-26-2012, 10:52 AM   #11 (permalink)
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We currently are with Trupanion. Leila hasn't had any major medical issues but we've taken her in for kennel cough and a few vet visits for minor issues. At a little under $25/month and with a $500 deductible, I still think it's worth it because of the peace of mind it gives me knowing that we can give Leila medical help if any major medical crisis comes around.
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Old 01-26-2012, 01:48 PM   #12 (permalink)
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Quote:
Originally Posted by CaptainJack View Post
I have also heard very good things about Trupanion. Friends of ours have an english bulldog and a lab on it, and are very happy with it so far. I wanted to get Trupanion insurance for our little guy, but my husband wasn't comfortable with the cost. His point of view is at the monthly quote of $55 for our boxer with a $250 deductible, we could potentially spend $6000 on insurance over a 10 year lifespan of the dog (more if premiums increase with age), and if we never make a claim, that money is wasted. We are lucky to be in a stable financial position with good credit, so we have the option of using savings or credit if there is a medical emergency. I hope this is one situation where I don't get to say 'I told you so' to my hubby!
I would call you very lucky if you didn't have to spend more than $6000 on medical expences over a 10 year lifespan of your dog. If your dog tears a cruciate ligament (very common in boxers), he'll need a $4000 surgery. Aspen broke her leg and it costed $1500. She has a pulled ligament right now so we did x-rays and it costed $400 because she had to be sedated (and the x-rays didn't show anything wrong so it didn't even get us closer to a diagnosis). My golden retriever had cancer (cancer is very common in boxers as well) and the last week of his life costed me $12 000 (he also needed to have surgery on both of his knees which costed a total of $8000). I hear a lot of people saying that they'll just take what they would pay per month as a deductable and put it in the bank to save for a medical emergency. If I had saved $55/month I would have had to save for over 25 years to pay for all my dog's medical bills (and I've only had Aspen for 1 year and I had my golden for 4 years).

I'm just saying, bills can add up FAST. I hope they never do in your case!!
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Old 01-26-2012, 02:11 PM   #13 (permalink)
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I hear you Jessmke, I have tried to explain the high cost of surgeries etc. to my husband. He simply doesn't believe me that the costs could get so high so fast. I've actually considered just taking out the insurance myself, secretly!
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Old 12-23-2019, 08:08 AM   #14 (permalink)
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When I was looking for the pet insurance for my boxer I found PetInsuranceFinder. This is a place where the reviewed and rated info about the most popular pet insurance are gathered. So you can easily compare a few insurances by prices, conditions, and quotas. I hope this info will help you!
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Old 12-23-2019, 02:01 PM   #15 (permalink)
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The thing I found is they don't cover inherited diseases or any of the things breed specific you will have to pay extra for.
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