I looked through the search and read up on the other posts on dog insurance. I only have 2 weeks before we get our pup, so just wanted to get some more current info/opinions. ANy opinions on which are the best? I really doubt we will keep insurance on our dog for years. But it seems to be a good bet for the first year? I I don't "think" we are looking for an "accident" type of insurance as much as a wellness/routine care insurance. I looked into VPI, and it looks like it would be about $40 per month.
How much do you think you have spent on NORMAL vet bills? If nothing major goes wrong, would the VPI policy with wellness plan still be worth it? If I am reading it right, I would pay first $50, then 90% of the remaining bill would be covered? Won't the first few visits, with the vaccines and tests, cost about $150 or more? It seems that it should cover the premium. I know one person that paid out the nose when their dog swallowed his watch
And dental seems expensive, and the VPI premium covers that. Sigh, I don't need to get every last cent out of my yearly premium, but I would hate to pay over $400 a year for it, and only get back like $150.
How much do you think you have spent on NORMAL vet bills? If nothing major goes wrong, would the VPI policy with wellness plan still be worth it? If I am reading it right, I would pay first $50, then 90% of the remaining bill would be covered? Won't the first few visits, with the vaccines and tests, cost about $150 or more? It seems that it should cover the premium. I know one person that paid out the nose when their dog swallowed his watch